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Rising energy costs for gas and electricity have been hitting consumers hard for some time now. Due to an increased demand for oil, coupled with diminishing reserves, prices have sky rocketed over the past couple of years. As a result, people have seen the cost of both their utility and food bills go up.

Indeed, according to reports, average gas and electricity charges rose by a fifth in 2008, whilst household shopping bills grew by around £750. In addition to an unstable employment market then, people are increasingly finding themselves with less disposable income.

However, if you’re smart with your money, it’s possible to save on such things as gas and electricity. The key things to remember are to research the marketplace and be aware of how you use energy in your home.

First things first: are you paying too much for your gas and electricity? There are numerous companies operating in the energy market, meaning that there’s a host of different packages to choose from. Therefore, it can be worthwhile taking the time to check what else is out there, since there may be cheaper offers available in comparison to your current deal.

It’s also worth looking online, since there are many companies that offer customers discounted rates when they sign up via the internet and pay by direct debit. In fact, you may be able to save hundreds of pounds in this way. This is simply because you are helping the energy providers to reduce such overheads as paperwork. Not only that, but by opting to receive things like paperless statements, you’re helping to reduce your impact on the environment.

Another way to reduce your gas and electricity costs is to be more energy efficient around the home. Research has found that by turning down the thermostat on your heating by just one degree can save up to 10% in heating costs, while installing double glazing or heavy curtains can cut heat loss by half.

Switching all electrical items off at the wall when they are not in use can additionally help to reduce your energy consumption; using low energy light bulbs can see you save up to £10 on each one.

The experts believe though, that one of the best ways to save energy, and consequently money, is to properly insulate your property. This means putting in both loft and cavity wall insulation, as well as ensuring that all doors and windows are air-tight. It’s often possible to apply for grants which award people for improving the standards of heating and insulation in their home.

The rising cost of oil has led to many prices increases for consumers. But, with a bit of market research, it’s possible to find cheap gas and electricity deals. Furthermore, reducing your energy consumption will help to contribute towards saving the environment.